Home / Medicare Costs in 2027: Projected Part B Premium and Deductible
Medicare Costs in 2027: Projected Part B Premium and Deductible
What the Medicare Trustees project for 2027, clearly marked until CMS announces the official amounts.
Original Medicare, 2027
| Item | 2026 (official) | 2027 | Change | Status |
|---|---|---|---|---|
| Part B standard monthly premium (higher with higher income) | $202.90 | $209.50 | +$6.60 | Projected |
| Part B annual deductible | $283 | $292 | +$9 | Projected |
| Part A inpatient hospital deductible, per benefit period | $1,736 | $1,788 | +$52 | Projected |
| Hospital coinsurance, days 61 to 90 of a benefit period (per day) | $434 | $447 | +$13 | Projected |
| Hospital coinsurance, lifetime reserve days (per day) | $868 | $894 | +$26 | Projected |
| Skilled nursing facility coinsurance, days 21 to 100 (per day) | $217 | $223.50 | +$6.50 | Projected |
Projected figures: 2026 Medicare Trustees Report, Appendix V.E, Table V.E2 (Part B) and Table V.E1 (Part A), intermediate estimates. 2026 figures: CMS 2026 fact sheet. The 2026 amounts were released by CMS on November 14, 2025, so the 2027 announcement is expected in the fall.
- The Part B premium shown is the standard premium. People with higher incomes pay an income-related amount, and the 2027 income thresholds have not been announced. See the 2026 costs page for current amounts.
- Part B coinsurance is generally 20% of the Medicare-approved amount after the deductible. That percentage is set by law and does not change with these projections.
Part D in 2027 (final)
| Item | 2026 | 2027 |
|---|---|---|
| Part D annual out-of-pocket threshold | $2,100 | $2,400 |
| Part D maximum standard deductible | $615 | $700 |
These Part D amounts are final, according to the CMS CY 2027 Rate Announcement (Attachment V). Individual plans can set lower deductibles.
Why the numbers can change
The Trustees build their estimates from assumptions about spending and enrollment, and CMS sets the actual premium and deductible later using newer data. When the official figures are released, this page will be updated.
Sources
- CMS: 2026 Medicare Trustees Report (June 9, 2026), Appendix V.E, Tables V.E1 and V.E2
- CMS: CY 2027 Rate Announcement, Attachment V (final Part D benefit parameters)
- CMS: 2026 Medicare Parts A & B Premiums and Deductibles
- Medicare.gov: Medicare costs (2026)
Common questions
What is the 2027 Part B premium?
CMS has not announced it yet. The Medicare Trustees project $209.50 a month, up $6.60 from $202.90 in 2026. That is a projection.
What is the 2027 Part B deductible?
CMS has not announced it yet. The Trustees project $292, up from $283 in 2026. That is a projection.
When will CMS announce the 2027 amounts?
CMS released the 2026 amounts on November 14, 2025 and the Federal Register notice followed on November 19, 2025. The 2027 notice has not been published as of October 30, 2026.